Getting a pet insurance quote at Figo is the right decision for your pet’s health. Figo offers some of the best-tailored pet insurance policies to suit the needs of your pet’s condition. Figo offers a wide range of options for coverage, reimbursement, and deductibles that can help you fit your budget.
Based in Chicago, this pet insurance company has continued to provide the best-tailored insurance policies for pet owners. With a one-day waiting period for accident coverage and a wide variety of policy options, this makes Figo one of the best pet insurance companies in the United States.
How does Figo Pet Insurance work?
Understanding how Figo pet insurance works isn’t too hard to comprehend. Figo offers some of the best insurance policies for your pets. If you want to get pet insurance from Figo, all that is required is to fill out a form online, which takes only a few seconds. After you fill out the form, you will get a pet insurance quote.
Figo also has three flexible plans that offer illness and injury coverage, which include an unlimited lifetime benefit plan as well as a wellness add-on. It plans only require a yearly deductible.
However, you can make monthly payments if you like. In addition, customers are also granted access to the Figo Pet Cloud. This is an app that makes it easier for pet owners to manage their pet’s health and insurance needs.
Why do I need pet insurance?
Pets are bound to have certain health conditions, so getting an insurance policy for your pet is a smart move. This insurance policy helps you against vet fees, and it also ensures their safety by providing a wide variety of coverage plans. Lots of pet owners can agree that vet fees are astronomical, and one way to reduce the cost of visiting the vet is by getting pet insurance.
Why Should I Choose Figo Pet Insurance?
As mentioned earlier, Figo provides some of the best pet insurance policies. However, this isn’t the only reason why this pet insurance company is preferred by many. Take a look at some of the reasons you might consider Figo pet insurance:
- Figo provides a 100% reimbursement option.
- There is also a routine wellness plan.
- It has a 24/7 pet telehealth line.
- There is a 30-day guarantee if you aren’t happy with their service.
- Figo has unlimited annual coverage available.
And many more. These are some of the reasons why you should give Figo pet insurance a try.
Types of Pet Insurance Offered by Figo
Figo provides two types of pet insurance for your pet, along with add-on policies. It offers a wide variety of policy plans for your pet. Check out the types of pet insurance plans that Figo offers:
Dog Insurance
Figo provides pet insurance for your dogs, and pet owners can be rest assured knowing full well that their dogs are protected by Figo pet insurance. They provide coverage for all ages and breeds of dogs. You can split the vet bills in half by getting a pet insurance policy.
An average dog’s vet fees cost about $5000, which is a whopping lot. However, with Figo, pet owners only get to pay an average of $750 per visit.
Insurance Plans for Dogs
- Essential ($5,000): This plan is for pet owners who want reimbursement for up to $5,000 of every qualifying veterinary medical expense every year.
- Preferred ($10,000): This is Figo’s most popular plan for dog insurance. This type of dog insurance is for pet owners who want reimbursement for up to $10,000 of every qualifying veterinary medical expense per year.
- Unlimited: This plan is for pet owners who want reimbursement for an unlimited amount of eligible vet medical expenses every year.
Cat Insurance
Cat owners can rest assured of their cat’s health with the pet insurance policy they purchased from Figoperinsurance.com. Their pet insurance policy protects cats of all ages and breeds. Vet visits for cats cost a lot, which is why many cat owners opt for coverage for their pets.
Insurance plans for Cats
- Essential ($5,000): This type of cat insurance plan is for pet owners who want reimbursement for up to $5,000 of every qualifying veterinary medical expense every year.
- Preferred ($10,000): This is Figo’s most popular plan for cat insurance. This plan is for pet owners who want reimbursement for up to $10,000 of every qualifying veterinary medical expense every year.
- Unlimited: This plan is for pet owners who want reimbursement for an unlimited amount of eligible vet medical expenses every year.
Figo Pet Insurance Plans
Figo provides an accident and illness plan along with three annual limits for pet owners to choose from. It also provides the option to add a wellness plan that covers vaccination, bloodwork, spraying or neutering, and heartworm prevention.
- Lost pet advertising and reward.
- Boarding fees.
- Cremation and burial costs.
- Pet loss due to straying and theft can cost up to $150.
- Third-party property damage liability insurance up to $10,000 per policy period.
- Canceling one’s vacation due to a pet emergency.
These are some of the plans that Figo offers to pet owners.
What is covered by Figo Pet Insurance?
Your Figo plan offers a wide variety of coverage, including:
- Hip dysplasia
- Mobility devices
- Euthanasia
- Cancer treatments
- Pet ambulance
- Non-routine dental treatment
- Laboratory and diagnostic testing
- Chronic conditions
- Mobility devices
- Orthopedic conditions
- Imaging for a covered illness or injury
- Hereditary and diagnostic testing
- Behavior training and medication up to $0.00 per year
- Veterinary specialist treatment
- Medically necessary surgeries for covered accidents and illnesses
- Rehabilitation prescribed and administered by a licensed veterinarian
- Prescription medication for a covered illness or accident
- Holistic and alternative treatments
- Emergency service and hospitalization
These are the things that Figo pet insurance covers. You can also add some additional coverage to your policy.
What is Not Covered in Figo Pet Insurance?
Your Figo plan doesn’t cover the following:
- Most parasites
- Cosmetic surgery
- Pre-existing conditions
- Cloned pets or cloning procedures
- Experimental procedures
- Breeding, pregnancy, or giving birth
The above-mentioned items are not covered by Figo Pet Insurance. If you aren’t satisfied with this, you can add some additional coverage plans to your pet insurance policy to suit your pet’s needs.
Figo Coverage Options
When deciding what pet insurance plan to purchase for your pet, there are certain things that you must consider first, and they are:
- Deductibles: An annual deductible that ranges from $100 to $1,000. However, not every option is available for the pets.
- Coverage limits: Pet owners can select between an annual coverage limit of $5,000 to $10,000 or unlimited.
- Reimbursement amounts: You can select to be reimbursed for 70%, 80%, 90%, or 100% of your expenses.
Once you have an idea of what the coverage options are, you can decide if you want to purchase a pet insurance policy on figopetinsurance.com or not.
How to Get a Pet Insurance Quote from Figo
If you want to get a pet insurance quote from Figo, then you can visit their official website. Follow the procedures below to get a quote:
- Connect to the internet.
- Open your web browser and visit the official Figo pet insurance website.
- On the homepage, enter the name of your pet.
- Tap the “Get a Quote” button.
- Choose the type of pet.
- Choose the gender of your pet.
- Choose your pet’s age.
- Select the breed of your pet.
- Enter your ZIP code.
- Enter your email address.
- Tap the “Get a Quote” button.
Afterwards, you will be directed to another page. Choose your pet insurance plan, reimbursement, and deductible. You can also add additional plans. Next, you enter your details and register for a Pet Cloud account, then click the Continue button.
How to Login to Your Pet Cloud Account
All pet owners at Figopetinsurance.com are part of Figo’s care community for their pets, which is the Pet Cloud app. This app gives pet owners the ability to track their pet’s health, file claims, and connect with other pet owners. If you have a Pet Cloud account, here is how to log into your account:
- Connect to the internet.
- Open your web browser and visit figopetinsurance.com.
- On the homepage, tap the Pet Cloud located at the top of the page.
- You will be directed to another page.
- Enter your email address.
- Enter your password.
- Tap the sign-in button.
And there you have it. You will be taken to your Pet Cloud account. You can also download the mobile app on your device and keep track of your pet’s health.
How to File a Claim
If you want to file a claim on Figopetinsurance.com, you need to visit your vet and then upload a picture of your vet bill and the paid invoice to the Pet Cloud. Then you can ask your vet to send your pet’s medical bills, and as soon as they receive those documents, your claim will be complete.
You can also submit your claim over the phone. Figo boasts that the closing of a claim takes an average of just two business days. So your claims can be handled with speed.
Figo Pet Insurance Waiting Period
Figo pet insurance waiting period depends on the state you live in. Some states have a 14-day waiting period for illness coverage, while others have less. Policyholders may also experience a 6-month waiting period for orthopedic coverage for dogs. If your pet sustained an injury due to an accident, then the waiting period will be one day.
How much does Figo Pet Insurance cost?
A pet insurance policy from Figo costs an average of $44 monthly. This is for $5,000 of annual coverage with a deductible of $259 and an 80% reimbursement level. Furthermore, the average cost of a pet insurance policy is $55 per month for unlimited coverage, a $500 deductible, and a 90% reimbursement level. However, the price of a pet insurance policy can vary by the pet’s breed.
Figo Pet Insurance Customer Service
If you have an issue regarding your policy at Figo Pet Insurance, you can always reach out to their customer care support. They are available all through the week, and they can offer assistance to you. You can visit their official website at www.figopetinsurance.com to get their customer care number or email them at support@figopetinsurance.com.
| Days | Time |
| Monday | 7 a.m. – 7 p.m. |
| Tuesday | 7 a.m. – 7 p.m. |
| Wednesday | 7 a.m. – 7 p.m. |
| Thursday | 7 a.m. – 7 p.m. |
| Fridays | 7 a.m. – 7 p.m. |
| Saturday | 8 a.m. – 6 p.m. |
| Sunday | 11 a.m.–3 p.m. |
If you want to file a claim or have any claims-related issues, they are open from Mondays to Fridays from 8 a.m. to 5:30 p.m.
FAQs
Is Figo the right choice for pet insurance?
Yes, it is. Figo Pet Insurance was rated 4 out of 5 stars by several review sites. It offers a wide variety of coverage options to help you stay within your budget. In addition, it also has a one-day waiting period for accident coverage.
Does Figo pay directly to the vet?
No. Although Figo works with veterinarians and is a great choice for many pet owners, they also work with other specialists and emergency vets.
Does Figo Pet Insurance cover prescription food?
No, it doesn’t. Figo pet insurance doesn’t cover supplements at all. They will only provide coverage for food up to a reimbursement limit of $250 per year if you decide to pay Figo’s additional monthly fee for veterinary exam fee coverage.